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Table of Contents

  • Investment Summary Information
  • Investment Detail
  • Investment and Contracts
  • Historic CIO Rating
  • Investment Spending
  • Projects and Activities Detail
Section A: Investment Summary Information
Investment Name
Debit Gateway
Unique Investment Identifier
015-000000050

Investment Description

The Debit Gateway receives check and ACH debit data from collection channels, determines best clearing method, creates/delivers entry presentment/origination files to payment mechanisms, and processes returned items.
Agency Department of the Treasury
Point of Contact Jeffrey King - CIO email Not Provided
Investment Type Major IT Investments
Bureau Fiscal Service
Mission Support Not Applicable
Shared Service Category Not Applicable
Shared Service Identifier Not Applicable
TMF Initiatives
  • Not Applicable
FY 2025 IT Spending $22.02 M
Current CIO Rating 4
Data As Of: 04/23/2025

Total Projects

6

Cost Variance

  • 6Low
  • 0Medium
  • 0High

Schedule Variance

  • 4Low
  • 2Medium
  • 0High

Cost Variance

  • Low: Projects that have <10% Cost Variance
  • Medium: Projects that have ≥10% and <30% Cost Variance
  • High: Projects that have ≥30% Cost Variance
Cost Variance: ((Planned Total Costs - Projected or Actual Total Costs) / Planned Total Cost) x 100

Schedule Variance

  • Low: Projects that have <10% Schedule Variance
  • Medium: Projects that have ≥10% and <30% Schedule Variance
  • High: Projects that have ≥30% Schedule Variance
Schedule Variance: ((Planned Completion Date - Projected or Actual Completion Date) / Project Duration) x 100

Cost and Schedule Variance color coding is based on absolute values. For example, a +40% variance and a -40% variance are both High/Red.
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Download: Project and Variance Source Data (CSV)
Date Investment First Submitted
09/24/2021
Date of Last Investment Detail Update
04/23/2025
Section B: Investment Detail
  1. Briefly describe the investment's return on investment, including benefits internal and external to the government and outcomes achieved or planned.
Section C: Investment and Contracts

Public URLs

Section D: Historic CIO Rating
CIO Rating Date Comments
4 Apr 23, 2025 CV: % SV: % OMV: 3.53% OVERALL: -1.98% (Green) Program accomplishments: ATO was approved to allow production in cloud. Deployed r2.23 program impact: library upgrades, ability to unroute originations and resubmissions from the Desktop Client to the Web Client, support new NACHA check adjustment type: unauthorized remotely created check (URCC). (04/23/2025).
4 Mar 21, 2025 CV: % SV: 0.00% OMV: 2.73% OVERALL: -2.38% (Green) This investment is operating within expectations. (03/21/2025).
4 Feb 24, 2025 CV: % SV: 0.00% OMV: 2.34% OVERALL: -2.58% (Green) This investment is operating within expectations. (02/24/2025).
4 Jan 22, 2025 CV: % SV: 0.00% OMV: 0.07% OVERALL: -3.72% (Green) One active project. Accomplishments (12/31/2024): - Continue work on Platform Evolution Program. - Security assessment underway to attain FAPC ATO. (01/22/2025).
4 Dec 18, 2024 CV: % SV: 0.00% OMV: 2.47% OVERALL: -2.52% (Green) One active project. Accomplishments (11/30/2024): - Continue work on Platform Evolution Program. - Deployed release 2.22 functionality working as designed. (12/18/2024).
4 Nov 19, 2024 CV: % SV: 0.00% OMV: 3.00% OVERALL: -2.25% (Green) One active project. Accomplishments (10/31/2024): - Continue work on Platform Evolution Program. - Continued image archive work. (11/19/2024).
4 Oct 21, 2024 CV: 8.82% SV: 0.00% OMV: 3.27% OVERALL: 1.15% (Green) Accomplishments (9/30/2024): - Continue work on Platform Evolution Program. - Began image archive work. (10/21/2024).
4 Aug 26, 2024 CV: 8.82% SV: 0.00% OMV: 3.53% OVERALL: 1.21% (Green) Accomplishments (7/31/2024): - Continue work on Platform Evolution Program. - Deployed release 2.21 for FAPC Stage, Complete set up of Informatica in NPC, Set up Dashboards for the FAPC Stage environment. (08/26/2024).
4 Jul 23, 2024 CV: 8.82% SV: 0.00% OMV: 3.53% OVERALL: 1.21% (Green) Accomplishments (6/30/2024): - Continue work on Platform Evolution Program. - Completed FAPC Stage connectivity. (07/23/2024).
4 Jun 25, 2024 CV: 8.82% SV: 0.00% OMV: 3.40% OVERALL: 1.18% (Green) Accomplishments (5/31/2024): - Continue work on Platform Evolution Program. - CAIA in FAPC 90%, pipeline setup 90% making progress on these major tasks. (06/25/2024).
4 May 24, 2024 CV: 8.82% SV: 0.00% OMV: 4.87% OVERALL: 1.55% (Green) Accomplishments (4/30/2024): - Continue work on Platform Evolution Program. - Successful completed connectivity testing of Fiscal Agent Production Cloud (FAPC) Stage MFT (Managed File Transfer). (05/24/2024).
4 Apr 26, 2024 CV: 0.00% SV: 0.00% OMV: 4.33% OVERALL: -0.79% (Green) - Continued work on Platform Evolution Program. - Deployed release 2.20 into production. (04/26/2024).
4 Mar 29, 2024 CV: 0.00% SV: 0.00% OMV: 3.80% OVERALL: -0.93% (Green) - Continued work on Platform Evolution Program. - Successfully completed same day Disaster Recovery Exercise (DRE). (03/29/2024).
4 Feb 28, 2024 CV: 0.00% SV: 0.00% OMV: 3.93% OVERALL: -0.89% (Green) Continued work on Platform Evolution Program. - Completed sprint 95. (02/28/2024).
4 Jan 29, 2024 CV: 0.00% SV: 0.00% OMV: 3.53% OVERALL: -0.99% (Green) Accomplishments (12/31/2023): - Continue work on Platform Evolution Program. - Completed sprint and conducted review. - Completed additional work identified by infrastructure for data encryption in transit . (01/29/2024).
4 Dec 28, 2023 CV: 0.00% SV: 0.00% OMV: 3.53% OVERALL: -0.99% (Green) Accomplishments (11/30/2023): -Continue work on Platform Evolution Program and CAIA upgrades non-production cloud implementation. -Completed sprint 93. -Increased risk due to resource strain and timelines related to cybersecurity mandates and National Security Council Enterprise Logging compliance requirement of 12/31/23. (12/28/2023).
4 Nov 29, 2023 CV: 1.05% SV: 0.00% OMV: 3.67% OVERALL: -0.96% (Green) Accomplishments (10/31/2023): - Continue work on Platform Evolution Program and CAIA non-production cloud implementation. - Deployed release 2.19. Was 1.99% over budget and SV=.0 (11/29/2023).
4 Oct 31, 2023 CV: 1.17% SV: -5.07% OMV: 0.47% OVERALL: -2.74% (Green) Schedule variance is driven by R2.20(R2024.01) - Check image improvements and migrate DG to AWS FAPC activity in the Check image improvements and migrate Debit Gateway to AWS Fiscal Agent Production Cloud project. The activity projected completion date is two months after the planned date. (09/29/2023).
4 Sep 29, 2023 CV: 1.17% SV: -5.07% OMV: 0.47% OVERALL: -2.74% (Green) Schedule variance is driven by R2.20(R2024.01) - Check image improvements and migrate DG to AWS FAPC activity in the Check image improvements and migrate Debit Gateway to AWS Fiscal Agent Production Cloud project. The activity projected completion date is two months after the planned date. (09/29/2023).
4 Aug 30, 2023 CV: 1.17% SV: -5.07% OMV: 0.07% OVERALL: -2.84% (Green) Schedule variance is driven by R2.20(R2024.01) - Check image improvements and migrate DG to AWS FAPC activity in the Check image improvements and migrate Debit Gateway to AWS Fiscal Agent Production Cloud project. The activity projected completion date is two months after the planned date. (08/30/2023).
4 Jul 25, 2023 CV: 1.17% SV: 0.00% OMV: 1.67% OVERALL: -1.17% (Green) BCIO rating has been changed due to lack of visibility into long-term business strategy and requirements (beyond the Platform Evolution Program timelines); Since CV, SV, OMV and risks are “green,” Treasury CIO rating has not changed. (07/25/2023).
4 Jun 29, 2023 CV: 0.19% SV: 0.00% OMV: 1.13% OVERALL: -1.54% (Green) BCIO rating has been changed due to lack of visibility into long-term business strategy and requirements (beyond the Platform Evolution Program timelines); Increased risk due to resource strain and timelines related to cybersecurity mandates, data center closures, mainframe transformation, and migration to cloud. Since CV, SV, OMV and risks are “green,” Treasury CIO rating has not changed. (06/29/2023).
4 May 31, 2023 CV: 0.19% SV: 0.00% OMV: 3.93% OVERALL: -0.84% (Green) BCIO rating has been changed due to lack of visibility into long-term business strategy and requirements (beyond the Platform Evolution Program timelines); Increased risk due to resource strain and timelines related to cybersecurity mandates, data center closures, mainframe transformation, and migration to cloud. Since CV, SV, OMV and risks are “green,” Treasury CIO rating has not changed. (05/31/2023).
4 Apr 27, 2023 CV: 0.19% SV: 0.00% OMV: 2.33% OVERALL: -1.24% (Green) Continue work on release 2.18. The release will contain check image improvements and initial work to migrate DG to Fiscal Agent Production Cloud (Phase 2). Sprint review was held on 2/16/23 to discuss the progress of the work being done. - Started work on release 2.19 om 03/29/2023. - Continue work on Platform Evolution Program and CAIA non-production cloud implementation. (04/27/2023).
4 Mar 28, 2023 CV: 0.19% SV: 0.00% OMV: -2.50% OVERALL: -2.45% (Green) The Feb unit cost without overhead is higher because the Feb financials use an average of the past 3 months financial data, which includes Dec (Feb actuals are not available until after the metrics are due). Dec costs are the highest month of the year, and it skews the numbers. The Feb number is only meant to be a place holder until the actuals come in and it should be much lower than what has been estimated. (03/28/2023).
4 Feb 28, 2023 CV: 0.19% SV: 0.00% OMV: 0.87% OVERALL: -1.61% (Green) Continue work on release 2.18. The release will contain check image improvements and initial work to migrate DG to Amazon Web Services Fiscal Agent Production Cloud (Phase 2). -Continue work on Platform Evolution Program. Received the governance approval for phase 2 on 12/14/2022. (02/28/2023).
4 Jan 25, 2023 CV: 0.00% SV: 0.00% OMV: -0.20% OVERALL: -1.93% (Green) -Successfully deployed release 2.17 on 12/10/2022. -Continue work on release 2.18. -Continue work on Platform Evolution Program. (01/25/2023).
4 Dec 20, 2022 CV: 0.00% SV: 0.00% OMV: -0.33% OVERALL: -1.96% (Green) Although T2C was cancelled there are no changes in cost or schedule pertaining to release 2.17. The cost remains at $1.451M and it is scheduled to be completed by 12/10/2022. Significant amount of work done for this project was aimed at the UI upgrade. The T2C portion of the project was to facilitate the on boarding of T2C. (12/20/2022).
4 Nov 23, 2022 CV: 0.00% SV: 0.00% OMV: 0.07% OVERALL: -1.86% (Green) Although T2C was cancelled there are no changes in cost or schedule pertaining to release 2.17. The cost remains at $1.451M and it is scheduled to be completed by 12/10/2022. Significant amount of work done for this project was aimed at the UI upgrade. The T2C portion of the project was to facilitate the on boarding of T2C. (11/23/2022).
4 Oct 25, 2022 CV: -1.03% SV: 0.00% OMV: 1.93% OVERALL: -1.65% (Green) The investment is operating within expectations. (10/25/2022).
4 Sep 26, 2022 CV: -1.03% SV: 0.00% OMV: 1.27% OVERALL: 0.49% (Green) The investment is operating within standards. (09/26/2022).
4 Aug 23, 2022 CV: -1.03% SV: 0.00% OMV: 1.00% OVERALL: -0.01% (Green) The investment is operating within standards. (08/23/2022).
5 Jul 25, 2022 CV: -1.03% SV: 0.00% OMV: 3.00% OVERALL: 0.49% (Green) The investment is operating within standards. (07/25/2022).
5 Jun 21, 2022 CV: -1.41% SV: 0.00% OMV: 3.13% OVERALL: 0.43% (Green) The investment is operating within standards. (06/21/2022).
5 May 31, 2022 CV: -1.41% SV: 0.00% OMV: 3.93% OVERALL: 0.63% (Green) Although overall the investment is "green," the Remove Old Thin Client Changes Project has a significant cost variance of -58.88% (05/25/2022).
5 Apr 20, 2022 CV: -1.41% SV: 0.00% OMV: 2.20% OVERALL: 0.20% (Green) The investment is operating within standards (04/20/2022).
Data Last Updated On: 04/22/2022
Section E: Investment Spending

Table 1: Distribution by Spending Type

Spending Type PY 2024 CY 2025 BY 2026
DME Costs 4.095 4.395 0
O&M Costs 18.342 17.627 0
Total 22.437 22.022 0

Table 2: Distribution by Cost Pools

Cost Pools PY 2024 CY 2025 BY 2026
External Labor 0 0 0
Facilities & Power 0.161 0.041 0
Hardware 0.47 0.126 0
Internal Labor 0.81 1.087 0
Internal Services 0 0 0
Other 0.862 0.74 0
Outside Services 19.189 19.079 0
Software 0.942 0.947 0
Telecom 0.003 0.002 0
Total 22.437 22.022 0
Cost PoolsCost in millions (M)

Table 3: Distribution by IT Towers

IT Tower PY 2024 CY 2025 BY 2026
Application 16.328 17.637 0
Compute 1.073 0.349 0
Data 0 0 0
Data Center 0.163 0.041 0
Delivery 1.281 1.37 0
End User 0.02 0.005 0
IT Management 0.737 0.535 0
Network 0.183 0.065 0
Output 0 0 0
Platform 1.007 0.863 0
Security & Compliance 1.573 1.135 0
Storage 0.072 0.022 0
Total 22.437 22.022 0
IT TowersCost in millions (M)
Data Last Updated On: 04/23/2025
Section F: Project Detail

Table 1: Project Details

Project Name Project UID Status Planned Total Cost ($M) Cost Variance (%) Planned Start Date Planned End Date Schedule Variance (%) Schedule Variance (Days) TMF Initiative
Enhance ACH reversal ability and UI upgrade 202383 Complete 0 2.8 14 14 Not Applicable
Auto Balancing Using Direct Channel Interaction 202384 Complete 0 1.1 0 0 Not Applicable
NACHA Same Day ACH Timing 202385 Complete 0 -22 17 17 Not Applicable
Remove Old Thin Client UI Changes 202386 Completed 0.77 0 2021-07-06 2021-11-06 0 0 Not Applicable
T2C Integration and UI Upgrade 202519 Completed 4.38 3.7 2021-07-06 2022-12-10 0 0 Not Applicable
Debit Gateway PEP Phase 2 202588 In Progress 10.42 0 2022-11-23 2025-06-28 0 0 Not Applicable
LowMediumHigh

Table 2: Project Related Details

Enhance ACH reversal ability and UI upgrade
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Days
  3. Please describe the iterative development methodology being employed. (500 characters or less)
Auto Balancing Using Direct Channel Interaction
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Days
  3. Please describe the iterative development methodology being employed. (500 characters or less)
NACHA Same Day ACH Timing
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Days
  3. Please describe the iterative development methodology being employed. (500 characters or less)
Remove Old Thin Client UI Changes
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
    Yes
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Weeks
  3. Please describe the iterative development methodology being employed. (500 characters or less)
    Sprint reviews are held every 3 weeks.
T2C Integration and UI Upgrade
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
    Yes
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Weeks
  3. Please describe the iterative development methodology being employed. (500 characters or less)
    Sprint reviews are held every 3 weeks.
Debit Gateway PEP Phase 2
  1. Are information technology investments adequately implementing incremental development methodology? (Y/N)
    Yes
  2. What is the frequency of incremental development iterations? (ex. 1 month, 3 months, 6 months, 12 months or greater)
    Weeks
  3. Please describe the iterative development methodology being employed. (500 characters or less)
    Debit Gateway (DG) releases are done in sprints and DG holds a sprint review every 3 weeks.
Section G: Performance Metrics
Metric Description Performance Measurement Category Unit of Measure Reporting Frequency Agency Baseline Capability Measurement Condition Target 2025 CY Latest Actual Result Date of Latest Actual Result Met Target
Percentage of time DG is available to customers during normal processing time. Customer Satisfaction Percentage Monthly 0 Over target 99.89 2025-03-31 MET
Unit cost without overhead (in dollars, $0.00) to collect Gateway transactions Financial Performance Cost Monthly 0 Under target 0.026 2025-03-31 NOT MET
Check items/images received by 4:00 am ET sent to Check21 by 10:00 am ET. Strategic and Business Results Percentage Monthly 0 Over target 100 2025-03-31 MET
ACH entries received by midnight are originated by 2:15 am ET. Strategic and Business Results Percentage Monthly 0 Over target 100 2025-03-31 MET
Timely delivery of Agency report data to collection channels (by 10 am ET). Customer Satisfaction Percentage Monthly 0 Over target 100 2025-03-31 MET
Overall success rate of presentment. Strategic and Business Results Percentage Monthly 0 Over target 99.18 2025-03-31 MET